Credit Repair & Rebuilding
Gambling can destroy your credit, maxed-out cards, missed payments, collections, even bankruptcy. This 14-day program takes you from understanding how credit scores work in practice, through pulling and reading your credit reports, disputing errors, negotiating with collectors, and strategically rebuilding with secured cards and smart habits. Practical, supporting, and designed for people starting from rock bottom.
What You'll Learn
- Understand how credit scores are calculated and which factors matter most
- Pull and read your credit reports from all three bureaus accurately
- Identify and dispute errors, outdated items, and inaccurate negative marks
- Negotiate with collection agencies using proven strategies
- Rebuild credit strategically using secured cards, authorized user status, and credit-builder loans
- Establish long-term habits that protect and grow your credit score over time
Course Syllabus
Module 1: Understanding Your Credit
0/5Before you can fix your credit, you need to understand what it is, how it's scored, and where you currently stand. These five days build a solid foundation of credit literacy.
Module 2: Disputing Errors & Negotiating Debt
0/5Now that you know what's on your reports, it's time to fix what's wrong and negotiate what you owe. These five days cover the dispute process, dealing with collection agencies, and strategic debt negotiation.
Module 3: Rebuilding & Maintaining Good Credit
0/4With errors disputed and debts addressed, it's time to actively build new positive credit history. These four days teach you how to rebuild strategically and protect your score long-term.